The Team

Peter J. Lancos

CEO & Co-Founder

Founded eXate in 2015. Previously, Chief of Staff for Corporate and Institutional Digital at a major global bank, and formerly Chief Operating Officer for EMEA Markets. Peter has 30 years of Banking experience, primarily in the markets business. He is published as part of the RegTech Book and was a founding lecturer for FinTech Circle Institute.

Sonal Rattan

CTO & Co-Founder

Founded eXate in 2015. Previously, Head of Digital Assets at a major global bank, and formerly Head of EMEA RegTech. Sonal has 18 years of development experience, across a wide range of industries. She is published as part of the RegTech Book and was named on the Women in FinTech Powerlist. Lastly, Sonal was a finalist for the 2017 StartHer Awards, for Top Women Start-up Founders in Europe.

Jose-Luis Guerrero

Senior Advisor

Former CEO Global Markets and  Head of Global Banking and Markets EMEA at a major global bank.

Daniel Saunders

Head of IT

Daniel has 18 years experience in software development. Formerly, Lead of an Agile Development Team working on digital transformation projects. Previously, he has consulted at Lloyds, ABN  AMRO BANK NV, RBS and HSBC. Daniel holds a Bachelor Degree in Information Technology and industry certification in Microsoft Development Technologies.

Simplico Jison

Head of Infrastructure

Simplicio is a seasoned technologist experienced with wide-ranging business and technology including product development and cloud computing.

Jolanta Sklodowska

Data Scientist

Jola worked on data engineering and statistical modeling in previous roles and has worked heavily on trading systems as a technical analyst/product owner

Justine Esteban


Justine holds a Bachelor of Science in Information Technology from Lyceum of Alabang. Previously, Justine worked as a teacher in Indonesia. At eXate, she has been responsible for the management and control of administrative tasks.

Kandarp Bhesaniya


Kandarp has an MSc in Computer Science and 5 years experience in IT. He has previously worked on desktop software, web applications, mobile apps based on .NET development, using languages such as C# and Visual Basic. 

Michelle Olino

UI Developer

Michelle holds a Bachelor of Science in Information Technology from Polytechnic University of the Philippines. She is passionate about front-end development and previously worked on a number of projects, including AgTech remote control and monitoring hardware and software for a tech company in California. Currently, Michelle is a UI developer at eXate where she is looking to continue her development passion.

© eXate 2019

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